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Shane Toh

Shane Toh

Writer

Associate Director & Principal Estate Planner, Mezzanine Legacy

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About this Author

Sep 16, 2026

Summary

Shane holds a senior planning and programme leadership role within the Mezzanine ecosystem:

  • Associate Director & Principal Estate Planner at Mezzanine Legacy

  • Programme Lead for the Associate Legacy & Estate Specialist (ALES) and the Advanced Legacy & Estate Planning Programme (ALEPP)

  • Lead Product Manager of WISH (Will Integration Strategy Hub)


Shane is an estate planning specialist with over five years of experience advising individuals, families, business owners, and professionals across Singapore. Specialising in Wills, Lasting Power of Attorney (LPA), testamentary trusts, special needs planning, incapacity planning and estate distribution, Shane integrates these components to build comprehensive estate plans for his clients.


Beyond client work, Shane builds the systems other planners rely on. He is the lead developer and advocate of WISH (Will Integration Strategy Hub), a structured estate planning ecosystem designed to help practitioners deliver estate planning consistently and well. 


He also leads the Associate Legacy Estate Specialist (ALES) and Advanced Legacy & Estate Planning Practitioner (ALEPP) programmes, training and developing the next generation of estate planning practitioners in Singapore.


Credentials

  • Fellow Chartered Financial Practitioner (FChFP): Asia Pacific Financial Services Association (APFinSA)

  • Associate Estate Planning Practitioner (AEPP®): Estate Planning Practitioners Limited (EPPL)

  • Estate & Succession Practitioner: Estate Planning Practitioners Limited (EPPL)

  • IBF Qualified Personal Financial Planner (IBFQ PFP): Institute of Banking and Finance Singapore (IBF)

  • Million Dollar Round Table (MDRT) Qualifier: 2021, 2023, and 2024


Professional Memberships

  • Million Dollar Round Table (MDRT)

  • Estate Planning Practitioners Limited (EPPL)

  • Asia Pacific Financial Services Association (APFinSA)

  • Institute of Banking and Finance Singapore (IBF)


Community Leadership

  • Co-Chairperson, Credence Cares (2023–2025), leading outreach and fundraising initiatives supporting underprivileged children, families and community organisations across Singapore

Overview

First Name
Shane
Last Name
Toh
Email
shane.toh@mezzaninelegacy.com

Posts (6)

Oct 21, 2026 ∙ 8 min
LPA Form 1 vs Form 2 in Singapore: When the Standard Form Is Not Enough
Summary Your wishes come first, then the form: Start with the powers and arrangements you want your Lasting Power of Attorney (LPA) to contain. Form 1 covers most donors' needs, and 98% of Singapore Citizens who have made an LPA used it, according to the Ministry of Social and Family Development (MSF). Form 2 is for customised arrangements: You need Form 2 for customised powers, more than two donees, more than one replacement donee, or specific restrictions. Its clauses must be drafted by a...
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Oct 19, 2026 ∙ 7 min
CPF Nominations vs Wills vs Joint Tenancy: How Do They Work Together in Estate Planning in Singapore?
Summary CPF savings sit outside your Will: Your Central Provident Fund (CPF) savings follow your CPF nomination, and marriage automatically cancels any nomination you made before the wedding. A home held in joint tenancy passes by survivorship: When a co-owner of a Housing & Development Board (HDB) flat held in joint tenancy dies, the survivor inherits the whole flat automatically. What the Will says about it makes no difference. Unclaimed money ends up with the Public Trustee's Office: As at...
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Oct 15, 2026 ∙ 6 min
Testamentary Trust vs Living Trust in Singapore: Cost & Scenario
Summary Testamentary trusts cost little while you are alive: A testamentary trust is created by your Will and only takes effect on your death, so you avoid the setup and annual maintenance costs a living trust incurs while you are alive. You will still pay additional drafting and planning fees to build trust provisions into your Will. Living trusts cost far more to set up: Setup is often cited from a few thousand dollars up to S$20,000 or more, with S$10,000-plus a commonly cited realistic...
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